Hexafin Blog | Banking Insights, Business Loans & Financial Advisory
Why your business loan in India gets rejected (even with good income): 15 reasons you must know
Introduction to Business Loan in India Getting a business loan in India should be simple, especially if your income looks strong on paper. Yet many business owners face rejection, often without a clear explanation. This can be frustrating and confusing. The truth is that lenders don’t just look at your income. They evaluate your entire…
HDFC Bank Personal Loan for Indian Army Personnel: How To Apply in 2026 You Need to Know
Introduction HDFC Bank & Hexafin Conultancy knows Serving in the Indian Army is not just a profession, it is a Lifelong commitment to protecting the nation. The men and women who dedicate their lives to this noble cause deserve financial solutions that truly match the dignity of their service. Recognizing this need, HDFC Bank has…
RBI Urges Banks to Cut Loan Rates After Repo Rate Reduction
Here’s How You Can Benefit from Lower Interest Rates The Reserve Bank of India (RBI) cut its policy repo rate by 50 basis points on June 6, 2025, with a clear message to banks: pass the benefit to borrowers. The move is expected to reduce the cost of loans and stimulate credit demand across the…
Why Did My Loan Application Get Rejected?
Why Did My Loan Application Get Rejected? Understanding the reasons and how to avoid them Applying for a loan is an important financial step, whether for personal needs, a dream home, expanding a business, or managing an emergency. But what happens when your application gets rejected? It can be disappointing, frustrating, and confusing. You may…
How to Apply for a Loan in India – A Simple Guide by Hexafin
Applying for a loan is a major financial decision, and at Hexafin, we understand that it should be easy, stress-free, and transparent. Whether you’re looking for funds to grow your business, manage personal expenses, or buy a new home, this guide will walk you through the process step by step. Step 1: Know What You…
Revised Priority Sector Lending Guidelines
Effective April 1, 2025, the Reserve Bank of India (RBI) has updated its Priority Sector Lending (PSL) guidelines, increasing loan limits for housing and expanding the scope for renewable energy sector loans. Breaking Down the Revised PSL Guidelines. The Reserve Bank of India (RBI) has rolled out some big updates to its Priority Sector Lending…
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