The Asian continent is known to have the largest population in the world. India is the second most populous country in the world and ranks seventh by area size. India is known for its democracy. It is a multilingual and multi-ethnic society bound by national peace and progress. With about 28 states and 8 Union…
Read articleThere is a huge rise in credit card usage by people. It provides financial freedom and is more secure than hard cash. They also let you buy now and pay later. It thus helps in a financial crunch. If this is not enough, credit cards also come bundled with various offers and rewards which save…
Read articleRetirement is one of the most important phases in every person’s life. The government, keeping in mind the need for issues in old age has launched a pension system to encourage people to save towards their retirement. The NPS or National Pension System is a voluntary retirement scheme through which you can create a retirement…
Read articleEPF is a retirement saving Scheme offered by an employee provident fund organization ( EPFO). Under this scheme, a certain amount of money is deducted from the employee’s salary and added to the EPF account. A specific rate of interest is added to the PF account for the contribution towards the EPF scheme. According to…
Read articleNSC is National Savings Certificate. It is a fixed savings income scheme that can be opened at the post office. Due to the number of post offices present in India and the easy access to these post offices, the scheme has become very popular in India. The major aim of this scheme is to make…
Read articleGold Investment – Gold is always considered the best investment. People buy gold in physical terms like jewelry etc. As time advances, it is better to realize that investing in gold through pieces of jewelry is not the only way as there are different ways to invest in gold now. So there are times when…
Read articleIncreasing Cyber crimes cases – India is being digitalizated and with this the cyber crimes are rising. Criminals often target banks where huge amount of money is easily flowing on daily basis .And when such unauthorised transactions should be immediately reported to banks so that the appropriate actions are to be taken on time. Customers…
Read articleFinancial goals –Every person is ambitious and wants to achieve financial stability in his own life . The freedom one gets after accomplishing the goals is something everyone is trying to get. These goals differ from person to person but everyone has one similar aim of growing financially. Though due to pandemic the times were…
Read articleAadhar card is essential an identity of a person mandatory in various things. Aadhaar is a crucial document and one must ensure that the information in one’s Aadhaar is accurate and up-to-date. An aadhaar number has to be mandatorily quoted while filing an income tax return (ITR) and while applying for a new PAN card.…
Read articleTax saving fixed deposit – People opt for fixed deposits as an investment option. The feature of a fixed deposit is a savings scheme that offers higher returns than a savings account. The returns on an FD are assured, and it is not impacted by market fluctuations, making a fixed deposit the popular investment option.…
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